NJ2CA Hey everybody check out my new FB page and like it: Facebook.com/JustJewel7 - October 27, 2012 add/view comments (0)

Budgeting. We all know what it is. Wersquo;ve all talked about it, but surprisingly thatrsquo;s as far as most people go with it. The topic seems to only expose itself when a person finds him or herself overdrawn on their bank account or when they realize they have no spending money left and payday is still two weeks away. ldquo;I really need to start setting a budget.rdquo; This is what is said but not always done.Some of us have taken the first step and set a budget but fail to stick to it.... (continue reading)

ldquo;Champagne taste and beer moneyrdquo; is a phrase Irsquo;ve heard my mom use over the years. This describes people who have expensive taste but donrsquo;t have the funds to back it up and continue to live as though they do. Once again Irsquo;ll say there is nothing wrong with having expensive taste. I have expensive taste when it comes to certain things that I like shoes, jewelry, even snacks.However you wonrsquo;t ever see me catching overdraft fees because I just had to have that new pair... (continue reading)

I canrsquo;t believe June is here already. Time flies when yoursquo;re having fun. This month I decided to switch gears a little and discuss finances. This topic may seem a little dull in comparison to some of my previous topics, but I think itrsquo;s necessary.I have been living on my own for about eight years now. I was nineteen when I left home for good. I was making 12.50hr. at that time. It hasnrsquo;t always been easy, but I have managed to keep my head above water thus far. I have been... (continue reading)