I am SR V.P. & Chief Content Officer of BlackEnterprise (www.blackenterprise.com), a multimedia company dedicated to providing business, financial and career development information and inspiration to African Americans who want to succeed as entrepreneurs, investors, professionals and, most of all, wealth builders. Our mission is no less than closing the wealth gap in black America and to help African Americans to adopt the values and behaviors necessary to build multigenerational wealth.
recent blog posts
By Alfred A. Edmond Jr., Sr. VPEditorinChief, BlackEnterprise.comWhether Barack Obama gets into the White House or not, we are about to look into the mirror as a nation. As always, the image that will be reflected back at us depends on who we are politically, racially, generationally, culturally and regionally. But even with all of those defining factors, what we will find in the mirror depends on which side of America's duality ultimately tilts the scale between now and Election Day in... (continue reading)
Anybody checking the headlines of business news channels or the cover lines of magazines including Black Enterprise, will see plenty of advice on coping with a struggling economy, rising prices and the threat of recession.Pay down and avoid credit card debt. Cut costs and eliminate unnecessary spending. When you do spend, shop around for the best bargains. Boost personal savings, establishing an emergency fund equal to at least six months of living expenses. Create a household budget and stick... (continue reading)
Each week, I get emails and letters from people who tell me they are determined to get out of debt and begin to build wealth for themselves and their families. Many of them are sincere about their desire to change their financial futures. Others are giving lipservice to the Black Enterprise wealthbuilding mission. They want financial freedom as long as they don't actually have to make changes in their lifestyles to do it. My message this morning is for those of you who are part of the latter... (continue reading)
There's more to managing your credit than just ordering your credit reports and monitoring your credit scores, especially in these tough economic times. Getting a firm grip on your credit cards and using them wisely can be the difference between your economic security and financial disaster. The fine print in your credit card agreements can contain booby traps that can make using your card more expensive than you think. Here are just three for startersInactivity ChargesYou may find it hard to... (continue reading)
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