I like to share with everyone something that isnt secrete. We all know it is going on the question is what are we going to do about while it is going on. First, we want to understand that we all get emails of all sorts: Love, God, Prayer, Hope, Inspirational, Peace, Petition, Sexual, Funny, Politics, and Church. I can go on about he types of email we receive daily. It seems that when we get emails on how we can better our living conditions they always get deleted never passed alone like the gas Petition. And gas is still going up. Along with everything else we have to purchase while the homes we want to buy, living in and struggling to keep Value is going down. That seems so odd to me that the American dream is loosing value. While we are still putting our hard earn money into home ownership. Now, home ownership will always be a great investment no matter what the market looks like.
But the question is at what cost it is to the consumer. Well since I am here I am going to post a lot to read and just as well as share with someone else. Really as many people did the gas petition we like to share this with just as many. Now, for those who cease the opportunity it is going to be grand for you. But for those who dont cease the opportunity most likely will loose everything accordingly to the article I have researched and posted. I have been hard at work seeing why the middle class and lower classes struggle so often. While trying to gain home ownership, how can I help people not loose there homes, and how can I teach them how to move money. In such away they can become debt free in 1/3 to 1/2 the time on their mortgage. Now write your age on a sheet of paper then look at how many years it would take you to become debt free. Dont forget to add your childrens college education as well. Since we are in this credit crunch it is making it hard to get any type of loan. Oh add the years to becoe debt free to yoour age.
Since we dont want to know how to get grant money for our kids to go to college. So we take out loans for them to atend college. Oh by the way ask your childs teacher how she doing on paying her loans off. Ask those who are trying to pay off there college loans how difficult it is in todays world. So lets raise the level of our thinking and think about these things. We have a recession, inflation, high gas prices, and war.
The biggest of these is a war that our country is spending over 1 billion dollars to fight. In, which leaves us with higher utilities, food cost, inflation, gas, and recession? So, since I took time out to do a little research I am going to ask you all to do a budget sheet analysis on yourself. But the catch here is to add $1.00 to your food cost on everything you buy. You know how much gas is costing you. Also, we know apartment rent is going up; Insurance Companies are going up, along with everything else. So, look at everything that is going up. Then at the end ask yourself are you ready for a recession and inflation hike. Well there is no need really to ask that question because it is already happening. The question how are you going to maintain through out what is going on. Well I posted some info that I looked up. It is Is my job recession proof that is the question to ask yourself.
How can I keep my home and dignity through this recession? Well there will be info in the forum topics make sure you read everything. Most of all dont pass up the opportunity that's coming to your city and state to become debt free with out using your own money. Lets start to use money wisely ladies and gentlemen.
Recession Proof Jobs
Amid the daily din of news about a possible economic downturn, U.S. workers are left wondering what to do if a recession hits. What's the best business to be in during a recession? Are some industries safer than others? Experts say there are, in fact, some recession proof jobs that may be a better bet.
By Kristina Cowan
In the wake of the housing crisis, news abounds of a looming recession, with regular reports of financial gloom. It's no wonder workers are fretting over finances and the employment outlook for the coming months, as a recent Hudson Employment Index shows.
Workers shouldn't worry, experts say. Jobs in some industries do have good potential for weathering a financial storm. It's more important, though, for employees to focus on making themselves recession proof.
Best Businesses During a Recession
Even during boom times no job is fail-safe. But some industries are safer havens than others, experts say, such as healthcare, the federal government, clean technology, information technology, and sales and marketing.
"I think the recession proof jobs are where people need the goods and services regardless, like healthcare and pharmaceuticals. People are getting older, people are getting frailer, and demographics of the population are aging. Biosciences, physical therapy, occupational therapy-those are jobs that are as recession proof as they come. They also require specialized skills," says Jon Bender, managing partner with PrincetonOne, a New Jersey-based recruiting firm.
Sales and marketing positions and others supporting them are fairly sturdy, according to Kevin Donlin, author and creator of The Simple Job Search system. Anyone who makes or saves money for a company will be relatively safe, he says.
Federal government jobs also may be worth considering.
"Uncle Sam hires approximately 2 percent of America's total workforce and the pay and benefits are outstanding. Few feds lose their jobs during a recession and most downsizing in the federal government is based on attrition, not filling vacant positions, rather than letting people go. I know firsthand; from 1969 through January of 2005, I worked for Uncle Sam and went through a number of recessions and agency reorganizations during that time," says author and retired federal employee Dennis V. Damp.
With baby boomers leaving government jobs, there are many opportunities to land these positions, Damp says, noting the best time to act is before a recession.
Surviving a Recession - What to Do if a Recession Hits
During a recession isn't the best time to take charge of your work life and make drastic decisions, experts agree.
Marc Karasu, a career coach and former vice president of advertising and marketing at Yahoo! HotJobs, says workers should concentrate on their current job and highlight how they've exceeded expectations.
"Self-promotion is a fine thing, and there's nothing wrong with letting your superiors know in a professional and intelligent way that you're adding value. If you can, start demonstrating the value you add to a company through your annual performance review," Karasu says. "Also, meet with your boss and say where you are doing good, where you can improve. Bosses like to see people come to them proactively. The key is to do it today before a recession, so you don't look desperate."
Career expert Les McKeown says it's more difficult to identify recession proof jobs or industries than it was 15 years ago, so workers trying to build a career must establish their own individual security.
To do that, McKeown says, they must prove that it would cost their employer more to let them go than it would cost to keep them. Ultimately the employee is seen as someone who would flourish no matter where in the company he or she lands.
"At the end of the day the only way to make yourself recession proof is to make your opportunity cost as high as possible. [You want employers to] say, 'We can't let Jane go because we can put her anywhere,'" McKeown explains. "You must have a personal ability to add value. If you can do that, then you're as recession proof as anyone."
Kristina Cowan is the senior writer for PayScale.com. She has over 10 years of journalism experience, specializing in education and workforce issues. Email Kristina Cowan.
TOP 5 RECESSION PROOF JOBS NOT COUNTING THE GOVERNMENT & SELF EMPLOYEED
Are you worried about the economy? Are maybe about job security?
According to polls, voters are putting economic worries at the top of their list as we inch closer to the presidential election in November.
We certainly hear plenty of talk about a recession. This morning we're going to look at the top five list of recession -proof jobs according to hotjobs.com.
Number 5: Security. That includes police agencies, customs agents, and border control agents.
Number 4: International Business. There's huge demand for people with the ability to work abroad and expand new markets.
Number 3: Healthcare. Almost half of the 30 fastest growing fields in the United States are in health services.
Number 2: Energy: Oil companies are making record profits. Plus, companies with a focus on alternative energy continue to expand despite economic downturns.
Number 1: Education. An important note on this one: hotjobs.com does mention the education market is much weaker in the northeast than in the south where the demand for teachers is quite high.