Here's a refuge for insurance agents and customers who are seeking advice on how to grow their agency, how to speak to a hard-sell client, and also where agents can just trade market info and changes. There are also many Frequently Asked Questions (FAQ's) that clients may feel ashamed to asked their agent...well, you can do it here. There are no "dumb-questions" here so feel free to ask about all lines of insurance from auto insurance to your mutual funds. You will get your ANSWER here. This is your Insurance Refuge. Welcome.