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You may have become used to the monthly house payment that you make. But for many of us refinancing our homes is a great way to save money, lower the house payment, and unlock some of the equity already built change such as refinancing in the house. What exactly does it mean to refinance your mortgage? When you refinance you are replacing your current loan with a new loan from another or the same institution. Refinancing could mean switching banks or other financial institutions, or you may... (continue reading)